In the new age of high-deductible health insurance plans, smart planning can save you big bucks. You can’t predict health events, but by thinking ahead, you can make better use of your health care dollars when a significant illness occurs.
You have until the end of the year to set up multiple qualified retirement plans. Defined benefit plans are entirely-protected assets! Meet with your advisor before it is too late to save taxes in 2013. ..
Protecting insurability has been a significant issue relative to health insurance. In many states, insurance companies can turn you down for coverage for seemingly minor problems. .......the problem of insurability does not go away and underwriting based on health will continue for disability insurance, life insurance and long-term care coverage. Here's what you can do to avoid trouble.
The idea of real “retirement” began in the early 1900s and culminated in a new human life phase with the passage of The Social Security Act in 1935. The age chosen for retirement at that time? Age 65. What was the average life expectancy back then? Age 62.
...... many entrepreneurs fail significantly at one thing—planning for their incapacity or death. In general, people with significant assets need sophisticated estate planning completed by a board certified estate planning attorney........